Sunday, June 26, 2016

Brexit Represents Another Pin to the Gargantuan Global Financial Bubble and Exposes on Central Bank’s Existential Crisis

Volcanic Tremors: Escalating Signs of Market Crashes and Volatilities!

If you haven’t noticed, there have been three major tremblors that have hit global financial markets in a span of almost just a year. Let me repeat three events in ONE year!

First was in August 2015 (this was blamed to China’s weakening yuan), the second was in January 2016 (also blamed on yuan and on oil price weakness) and the seeming third would represent last Friday’s Brexit inspired selloff.


Or haven’t you noticed of the growing frequency and intensity of tremors that has been afflicting global financial markets?

Well, one way of predicting volcanic eruption is to identify what they call as “harmonic tremors” or a series of minor earthquakes (or an increase in pressures within the system) that serves as precursor to a major eruption.

So if I am not mistaken, given the amplifying frequency and intensities of market turmoil, the real thing—the equivalent of a major financial eruption—may not be so far ahead.

As I recently wrote, the increasing incidences of market crashes (since 2013), the ongoing deepening strains in wholesale finance, the $10 trillion+ and growing negative yielding bond markets, sustained crashing of European-Japanese banking stocks, the Chinese yuan's weakening, US dollar strength and more, all combine to look like preliminary manifestations of "volcanic or harmonic tremors" in motion, only that these applies to the sphere of the global financial markets.

And Brexit could just be the one of the probable spark. Or Brexit could be one of the aggravating factors that will contribute to an eventual financial market eruption soon.

Brexit: Another Pin to the Gargantuan Global Financial Bubble

My late Dad used to lecture me that I should develop a keen sense of observation. Well, unless I am missing something, predicting earthquakes and predicting financial catastrophe may have similarities. Besides, as noted above, there are many fundamental and market footprints that has been pointing at such direction.

Just take a look at how central banks and financial authorities responded to Brexit. Central banks have essentially panicked!

Central banks of India and Korea reportedly intervened in their respective currency markets last Friday, in support of their currencies. The Swiss central bank, the SNB, admitted to their fx interventions while Norway’s central bank injected $1.6 billion in liquidity in their financial system. The US Federal Reserve (offered swap lines), UK’s Bank of England, the Bank of Japan, the ECB, the People’s Bank of China and the Swedish Central Bank all said that they are ready to adapt measures necessary to ensure liquidity.

The G-7 announced that their central banks “have taken steps to ensure adequate liquidity and to support the functioning of markets. We stand ready to use the established liquidity instruments to that end.”

In short, global central banks have already launched a massive tsunami of stimulus to forestall Friday’s black swan…yet these measures has initially failed to calm the markets.

But why shouldn’t it fail?

At the week’s inception, global markets have essentially powered significantly higher in anticipation of a status quo through the expected victory by the “remain” camp. Such optimism had mainly been based on misleading (or perhaps manipulative) polls and bookies odds.

In other words, the financial market consensus bought hook line and sinker the political kool aid which served as motivation to spike the markets up. Or Bremain was seen as having entrenched the establishment’s position.

Yet the portrayed factitious relationship was majestically debunked! Financial markets didn’t represent the majority! Or England’s majority voted against the establishment’s interests!

Thus massive trade and arbitrage positions that had been built on this one way trade had to be unwound…violently!

In essence, the mirage of asset inflation through central bank policies of invisible wealth redistribution to the establishment institutions was exposed as the emperor with no clothes.

Brexit served as another pin to have popped the humungous global asset bubbles that have been spawned, fostered and nurtured by central bankers. 

While central banks have inflated asset prices, they cannot manipulate people in perpetuity. Such policies have only been widening the wedge between centralized political institutions benefiting from such policies and the average people. Hence, the backlash from invisible wealth transfers has virtually hit a critical inflection point!

Brexit Exposes Central Bank’s Existential Crisis

The priest of inflationism John Maynard Keynes once presciently wrote,

By a continuing process of inflation, governments can confiscate, secretly and unobserved, an important part of the wealth of their citizens. By this method they not only confiscate, but they confiscate arbitrarily; and, while the process impoverishes many, it actually enriches some. The sight of this arbitrary rearrangement of riches strikes not only at security but [also] at confidence in the equity of the existing distribution of wealth.

Those to whom the system brings windfalls, beyond their deserts and even beyond their expectations or desires, become "profiteers," who are the object of the hatred of the bourgeoisie, whom the inflationism has impoverished, not less than of the proletariat. As the inflation proceeds and the real value of the currency fluctuates wildly from month to month, all permanent relations between debtors and creditors, which form the ultimate foundation of capitalism, become so utterly disordered as to be almost meaningless; and the process of wealth-getting degenerates into a gamble and a lottery.

Lenin was certainly right. There is no subtler, no surer means of overturning the existing basis of society than to debauch the currency. The process engages all the hidden forces of economic law on the side of destruction, and does it in a manner which not one man in a million is able to diagnose. 

ZIRP, QE and NIRP has essentially represented “all permanent relations between debtors and creditors, which form the ultimate foundation of capitalism, become so utterly disordered as to be almost meaningless; and the process of wealth-getting degenerates into a gamble and a lottery.”

Asset inflation, which has been signified as the principal channel of central bank policies, have turned financial markets into a “process of wealth-getting degenerates into a gamble”

And because such “process engages all the hidden forces of economic law on the side of destruction” even when “not one man in a million is able to diagnose”, the indirect and incremental devastation of the real economy through its various symptoms (inequality, Middle East wars, refugees, sclerotic economies, mounting debt burdens, systematic excess capacities on bubble sectors, stagnant wages, and more) which has incited on the “overturning the existing basis of society” has now boomeranged.

Brexit and its potential domino effect or contagion will likewise expose on the latent fragilities brought about by central bank policies.

For instance, Italy’s debt crisis will unravel again when bids on Italy’s bonds dissipate. Importantly, any further “exits” from EU will further undermine the ECB’s ability to conduct its monetary policies. Such would magnify debt problems of crisis afflicted nations as Italy. 

As analyst David Stockman explained

Since Italy owes upward of $2 trillion on it government accounts alone, its bond market is an explosion waiting to happen. And that means its bedraggled banks are, too.

That’s because one feature of the Draghi Ponzi was that national banks in the peripheral nations started buying up their own country’s rapidly appreciating sovereign debt hand-over-fist. Italy’s banks own upwards of $400 billion of Italian government debt.

That’s the one and same Italian government that cannot possibly cope with its existing 135% debt to GDP ratio. And that’s also before the populists take power and are forced to bailout the country’s already insolvent banking system. The latter will suffer from a shock of capital and depositor flight after the current government falls(soon), and Prime Minister Renzi joins Cameron and Rajoy at some establishment rehab center for the deposed.

In short, Brexit and the political risks from further dilution pose as an EXISTENTIAL crisis not only for the EU but importantly for the European Central Bank. This would also present as a clear and present danger for central bank policies around the world as the political economic and financial infrastructure that has underpinned the current policy transmission mechanism will likely undergo radical changes.

What is Unsustainable Won’t Last

Some may deny to say that a day’s event may not signify a trend. Well, while this may partly true, such perspective in essence would redound to a reckless dismissal of swelling signs of impending disaster. Just think of a dam whose walls have been affected by spreading of cracks and crevices through increased leakages. Brexit is just one of them.

And of course, expect the establishment to fight tooth and nail to keep retain the status quo. Aside from a tsunami of stimulus of global central banks, some segments of the British population have already pushed for second referendum.

Besides, Brexit is bound to happen. As I wrote in 2012:

In reality, EU’s economic integration serves merely a cover for covert plans to establish political fantasyland. Eventually the path towards centralization will lead to unnecessary violence and the self-implosion of an unsustainable and unviable political system

Also in another of my Prudent Investor blog post in the same year:

Yet political solutions (bank and sovereign bailouts, ECB’s interventions, surging regulations, higher taxes and etc…) will not only hamper economic recovery, they will lead to more social frictions which increases the risks of the EU’s disunion—as evidenced by the snowballing secession movements—and of the escalation of violence.

Finally, financial math indicates that what is unsustainable will have to end.

Interviewed by the Mises Institute, Godfrey Bloom, a British politician who served as a Member of the European Parliament(MEP) for Yorkshire and the Humber from 2004 to 2014 has this foreboding revelation: (bold mine)

The ECB is broke 3 trillion pounds. The Germans have 900 billion pounds owed to them by shadow banking. The ECB are buying 80 billion pounds worth of junk bonds every month. They’ve already bought something like 380 billion. You simply can’t go on like this forever and our own government in the UK and nobody’s talking about this, Jeff. Nobody is talking about this. We are the second most indebted nation in the world after Japan and I see pundits talking about our debt being 80% of the GDP, but they’re not taking into consideration unfunded public pensions and public funding initiatives which have been running for about 10 years. If you take everything into consideration and of course, the businessman listening to the cast, will know that if you leave off international accounting standards, your liability for your pension fund and anything else, it’s illegal, it’s a criminal offense and you’d go to prison. It doesn’t really matter what we vote on Thursday. The clock is ticking and the whole thing will collapse in a few years.

In the movie series the Matrix, the Oracle counseled on the leading character Neo on how to beat his opponent,

Everything that has a beginning has an end

 

 

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